Is international insurance really necessary or not? Many vacationers want to enjoy their vacation with all safety, especially during Corona times. Statistics show that more than 50 percent of current vacationers lock up a travel health insurance.
On my numerous trips that I have been able to experience in recent years, I was often happy to have taken out insurance. And sometimes, I wished I had better listened to my mum and would have gone for one. Because an international health insurance is a matter that should not be ignored when traveling abroad. For example, you may become sick while on vacation or have an unfortunate accident. Is there a difference between traveling within and outside of Europe? Basically in Europe, the general
Health insurance card is sufficient and no special international health insurance is necessary. It is best to inquire in advance via your health insurance company to what extent the insurance is valid abroad. This is especially true for international travel.
If you decide to book a health insurance abroad, you can see here which services can be covered:
- Medical services in general
- Outpatient treatments, operations and x-ray diagnostics
- Bandages, medicines and remedies via medical prescription
- Dental treatments of any kind
- Flexible transport by emergency services and catering in the event of hospitalization
- Burial abroad or repatriation in the event of death up to 10,000 euros
- Transport back home or to a German hospital in the event of an emergency
What travel insurances are there?
All types of insurance at a glance
So that really nothing can go wrong
There are 5 points that you should pay attention to before you travel if you want to take out your travel insurance to ensure a trouble-free vacation:
- Travel protection
Insurance in the form of travel protection is worthwhile for all insured persons who travel abroad, whether statutory or private.
They do not cost much and there are two types of policies or tariffs: on the one hand, there are some for classic trips and on the other, there are some for longer stays abroad.
- Matching offers
An insurance with a family tariff is best for families, seniors have to pay attention to the maximum age limit and pregnant women, athletes, the chronically ill and business travelers should consider the scope of benefits in addition to the tariff conditions before taking out the insurance.
- Scope of services
You can still recognize a good tariff by the fact that the return transport is described as “medically sensible” instead of “medically necessary”. Treatments and illnesses should be discussed openly and all possible costs and their assumption should be evident in the contract.
- Credit card protection
You should also pay attention to the origin of your insurance, as, for example, insurance as an additional service of a credit card is not always extensive enough for travel.
Safe and relaxed on vacation?
Then compare and book the best travel insurance here
Are you one of those people who want to enjoy your vacation to the fullest and not needing to worry about anything if something goes wrong? Then quickly and easily compare the best travel insurances here.